This week I had another email from a subscriber. When she is checking up on her investment what the heck do the charts and graphs mean?
All tagged Investing
SmartShares for Kids!
The one thing that is missing on the busy school calendar is of course learning about money management. For sure they learn how to add, subtract, multiply and divide but they don’t learn how to budget, live within their means, save and invest. Where are the kids going to learn about this stuff then?
GOOGLE IT!
So, it’s a different kind of blog for me this week. I still got up bright and early each morning and instead of researching things I wanted to write about I fell down the rabbit hole of the internet instead. And what exactly did I get out of a week of Google searches? Education.
Becoming an Investor*
All your working life you are trying to increase your net worth so that when you finally stop working you start to slowly spend it to live on. If upon retirement each year you take 4% out of your pot of savings it will take about 30 years to boil the pot dry. So what can you live on a year? Do you need to invest $100K, $200 or $500K?
KiwiSaver ≠ First Home Buyer Deposit
Is it just me or are people confusing saving for a house with saving for retirement? I keep hearing about first home buyers all the time and how difficult it is to get into the market. But the question I keep asking myself is “why do people use their KiwiSaver as their primary mode of saving for a deposit?”
Sell, Sell, Sell - How To Sell Your Shares
Back in July 2016 I helped Mr Happy Saver hook up with some SmartShares. He only bought a very small amount because it was always my intention to use it as an experiment to blog about. Today is sale day!
Smartshares Part 3
It is time for another quick look at Smartshares. What happens next? YES index funds ARE that interesting! So here is the next instalment...
Bonus Bonds - The End!
Every day I am thinking about how hard our money is working for us. The harder it works, the more it makes and the less WE have to work. There is absolutely no point in me putting money in places where it does not earn any interest.
Bonds
A Bond is a loan you make to a government, state owned enterprise, council or company. Perhaps they have a specific project they are working on and they need to raise some cash to do it.