All in Money Education

What do people email me about?

Each week I get a lot of emails and it takes up a lot of time, but it’s an honour to answer each of them. People just want someone to ask a money question to but in their day to day lives it’s a complete lottery as to whether they can find the right person in their friend group to talk to, so they write to me instead. So, I just wanted to share with you an edited version of an email exchange I’ve been having with someone over the last few months which will give you an insight into what kind of stuff comes up when I chat to people.

How to avoid a student loan. Start saving today!

A few weekends ago a young guy was scanning my groceries and he was chatting away about his final exam and his finish date. When I asked him what he had planned for the summer, he said he will be working for about 35 hours a week. Although I was desperate to ask him the finer details of his financial life, I didn’t want to freak this young guy out so I kept my questions to myself. But my absolute main one was “what is a 16-year-old proposing to do with all the money they will make this summer?

Book Review: The Total Money Makeover

It was inevitable that one day I would write a blog post about Dave Ramsey, but it has taken me over three years to get around to it. This month I finally read his book The Total Money Makeover. He created a simple plan which he called The 7 Baby Steps to help others change the behaviours that were keeping them poor and to help them get out of debt and stay out of debt, forever.

Calling all Net Worth Millionaires!

Are you a net worth millionaire? Do you want to help me help other people reach this important financial goal? Before you become alarmed that The Happy Saver is trying to sell you something, fear not! I’m not! For quite some time I’ve been mulling over HOW I can add a section to my website where I let readers of my blog share how they have achieved their own financial success. I want to hear from all of the New Zealand millionaires, please.

When is the right time to get your child an Eftpos card?

Those of you who have read my blog for a long time have been on a journey with me as I teach my daughter, now 11 years old, about how money works. Like every parent, I’m just making it up as I go along and I’m slowly working on her education around how money and life interact. So far, I’m pleased with how things are going and the time has come for her very first bank account.