Today I wanted to answer a question that was asked by Linda. She is interested in looking at the pros and cons of taking her KiwiSaver as a PENSION versus a LUMP SUM invested in the bank and using the interest to supplement her government super…
All by Ruth
Exercise ON A BUDGET
What is the first thing that you give up when life starts to get busy? For me it is exercise. The next thing I tend to give up is often saving because if I’m flat out I look for the fastest way to do something and generally you pay a premium for that.
What about the bit in the middle: Medium Term Investing
The very first thing I would do is set up an automatic transfer to syphon off a set amount of money each week into a sub account with your bank and give it a flash name like “IKMSMOI” (investments keep my sticky mitts off it).
Why am I a passive investor?
A conversation I had a month or so ago is still buzzing round in my head. I was asked about my preference towards passive investing versus active investing. So, I’ve spent a lot of time over the last couple of weeks thinking this through so I can get it clear in my head.
Book Giveaway: Martin Hawes
I had a catch up with Martin Hawes recently and I could not have been more delighted. Having the opportunity to talk about money related topics is my kind of way to spend a Friday morning…
Investing In Something Other Than A House
Today I thought I would tackle one of YOUR questions head on. It’s housing related, a topic that is constantly being talked about in New Zealand and one that I generally try to avoid. So here goes…
KiwiSaver Fee and Performance Comparison
I’ve been hearing from a few of you because you have been opening up your KiwiSaver account statements at this time of the year. And there have been a few unexpected surprises in there.
The 4% Rule
Have you ever thought “How much do I need to save for my retirement”? I certainly have. Professor’s from Trinity University in America created a study that looked into a sustainable withdrawal rate and to cut a long story short, they came up with the 4% Rule.
KIWISAVER FOR KIDS: Is this the best investment tool?
KiwiSaver is one of many investment tools you can put in your little kiddies tool box. I have a daughter who is now ten and I signed her up when she was born. It was darn hard holding her little cute pudgy hand and getting her to sign the paperwork I can tell you, but we got there in the end!