This week I had another email from a subscriber. When she is checking up on her investment what the heck do the charts and graphs mean?
All by Ruth
The Happy Saver Top 10 Money Tips
Welcome to my shortest blog post ever! I have written a succinct list, using as few words as possible, that encapsulates the rules I live by in one way or another every single day.
CARS - I've had a few!
Read any PF blog, listen to any FI podcast and they will all tell you that buying a new car is a dumb idea, akin to getting some of your hard earned money out of the bank and putting a match to it. I learn a lot by reading but I also learn a lot by doing and to my shame I have first hand experience in buying brand new cars, because I’ve done it five times.
Part 2 - SmartShares for Kids!
Last week I wrote about how I had moved my daughter's investment from an ANZ Managed Fund to SmartShares. I was pretty happy with my decision. After I had made the switch I received a number of comments from my super clever subscribers and they said I had made a bit of an ERROR in going with SmartShares instead of SuperLife for my daughter.
SmartShares for Kids!
The one thing that is missing on the busy school calendar is of course learning about money management. For sure they learn how to add, subtract, multiply and divide but they don’t learn how to budget, live within their means, save and invest. Where are the kids going to learn about this stuff then?
GOLD - A wild ride!
The thing I have learnt about gold in the last year and a half, that I would not have learned if I had not dipped my toes in the water and actually bought some is that gold is EXTREMELY volatile. Investing in gold is like share trading on 10X speed; everything moves so FAST.
36 Months Interest Free!
I was asked this week what I thought about the interest free deals that are constantly on offer. Just remember, when you are borrowing someone else’s money, NOTHING is free OK?
Help! I'm lost.
Call me useless but I did manage to lose my daughters Managed Fund. I of course remembered that she HAD it but month by month as I updated my spreadsheet the balance of her fund was missing, because due to “the law of unintended consequences” I received no statement and could not access it online anymore.
Why save, plot and plan for my financial future?
I’m actually not in search of money, I’m instead searching for HAPPINESS. And despite the well worn phrase “money can’t buy you happiness”, I disagree. The two are interlinked and have a symbiotic relationship.